About
I'm the guy who shows you the math.
19 years in the mortgage business, a few hundred families, and one stubborn conviction: you should understand what you're signing.
Why LoanManGuy exists
I've been in the mortgage business for about 19 years, and I've seen just about every version of this industry. The biggest thing I've learned is that mortgages really aren't as simple as "who has the lowest rate?"
There are a lot of moving parts. Rate, fees, mortgage insurance, loan program, how long you plan to keep the house, your credit profile, how the lender is being compensated — and sometimes things borrowers don't even know they should be asking about.
That's really where LoanManGuy came from. I like explaining this stuff.
I'm the guy who will pull up the numbers and show you why one option makes more sense than another. And if something I'm offering doesn't make sense for you, I'll tell you that too. I'm not trying to convince everyone that I'm the cheapest mortgage guy on the internet. I'd rather be the guy you trust to give you a straight answer.
I work with first-time buyers, experienced homeowners and real estate investors, and I have access to a huge range of lenders and programs — DSCR, self-employed and bank statement, conventional, FHA, VA, USDA, renovation loans, and plenty of weird scenarios that don't fit nicely into a checkbox.
I don't expect people to become mortgage experts. That's my job. My goal is pretty simple: explain the options, show you the math, answer the questions, and help you make a better decision.
Even if you never become my client, hopefully you know more about mortgages after talking to me than you did before.
Track record
Things I've actually been through
Not a list of services. A list of the situations I've personally sat in.
Who I work best with
I most enjoy working with people who want to understand what they're doing with their money. They don't have to know anything about mortgages when they come to me — but they're curious, they ask questions, and they appreciate someone who takes the time to explain the options.
I especially like working with people who want to see the numbers. How much to put down, whether to pay points, which program makes sense, whether buying or refinancing is even the right move at all.
First-time buyers are great because there's so much I can teach them. I also really enjoy experienced buyers and investors, because we can get deeper into strategy and structure.
More than anything, I want to work with people who value knowledge and good advice. I don't need someone to blindly take my recommendation. I'd rather they ask me why.
What clients say
Reviews from my Zillow profile — read them all there.
Great mortgage broker!
Jason helped us get our loan in less than 2 weeks so we could have a quick closing. He was quick to respond to all our questions and even came to the closing to make sure everything went through. I would use him again for sure!
Laid out every option in detail
After owning our home for only a year we assumed it was a long shot to refinance into a better rate. We called Jason and in no time at all had multiple options that we could move forward with. Jason laid out every option in detail so we had a full understanding of what our loan entailed.
Top 1% Loan Originator for a reason
Jason has proven to be nothing short of exemplary through the entire loan process to closing, and even after. He provided excellent support, guidance, and personalized quality information while still beating nearly every other lender's APR on the market.
Find me elsewhere
Same person everywhere, including the licence record.
Licensing
Jason Andrews, NMLS #102708, with Coast 2 Coast Mortgage, NMLS #376205. Licensed in Florida, Georgia, Illinois, Michigan, New Jersey, North Carolina, Oklahoma, Pennsylvania, Tennessee, Texas, Virginia.
You can verify any of that yourself on NMLS Consumer Access — and honestly, you should do that with any originator you're considering, me included.
Ask me why
Bring the questions. That's the part of this job I actually like.